A lot of teens nowadays do not understand the value of earning and spending money. They were not oriented that investing is necessary even if they are still students. As parents, you play a crucial role in this area. 

You should be able to teach your kids on how to save money. They should be able to understand the concept of money and investment as early as childhood. This will prepare them to learn money management, as they grow old. 

Here are some tips on how you can teach your children how to save money:

1. Your children should be educated of the meaning of money. Once your children have learned how to count, that is the perfect time for you teach them the real meaning of money. You should be consistent and explain to them in simple ways and do this frequently so that they may be able to remember what you taught them.

2. Always explain to them the value of saving money. Make them understand its importance and how it will impact their life. It is important that you entertain questions from them about money and you should be able to answer them right away.

3. When giving them their allowances. You need to give them their allowances in denominations. Then you can encourage them that they should keep a certain bill for the future. You can motivate them to do this by telling them that the money can be saved and they can buy new pair of shoes or the toys they want once they are able to save.

4. You can also teach them to work for money. You can start this at your own home. You can pay them fifty cents to one dollar every time they clean their rooms, do the dishes or feed their pets. This concept of earning little money will make them think that money is something they have worked for and should be spent wisely.

5. You can teach them to save money by giving them piggy banks where they can put coins and wait until they get full. You can also open bank accounts for them and let them deposit money from their allowance. You should always show them how much they have earned to keep them motivated.

Money and saving is not something that is learned by children in one sitting. You should be patient in teaching them and relating the value of money in all of their activities. Children will learn this easily if you are patient and consistent in guiding them and encouraging them in this endeavor.

Summary:

* What is the difference between a college and a university?

The term college refers to an educational establishment which grants bachelor degrees in science, liberal arts, both, or in one specific study area. On the other hand, a university encompasses undergraduate studies, graduate and professional schools. A university is composed of different colleges.

* What is the difference between a Major degree and a Minor degree?

A major degree covers academic subjects whe...

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* What is the difference between a college and a university?

The term college refers to an educational establishment which grants bachelor degrees in science, liberal arts, both, or in one specific study area. On the other hand, a university encompasses undergraduate studies, graduate and professional schools. A university is composed of different colleges.

* What is the difference between a Major degree and a Minor degree?

A major degree covers academic subjects where your study is chiefly concentrated, while a minor degree is classified as your second choice for scholastic specialization. Most often, the minor requires fewer credit hours than the major field of study.

* What are some ways to prepare for college financially?

Parents often start preparing financially for college when a child is very young, by investing in educational plans or mutual funds and opening a college savings account in a bank. Students can also begin saving money for their college education by having part-time jobs while they are still in high school.

* When is a good time to start applying for financial aid?

Start early. The sooner the better. Once you decide to enroll in college and you think you will need financial aid, then it is best to apply as soon as you qualify with the entrance examination.

After your parents have obtained their financial documents and other pertinent data such as income tax returns, you can file for financial assistance.

* Where can you find information about available scholarships?

There are various ways to search for available scholarship grants. You may want to start asking your local government if they have scholarship aids being offered. You may also want to check other centers for you to obtain the scholarships that you want:

- Guidance counselors

- Church

- Community Foundations

- Other Volunteer Organizations

- Chamber of Commerce

* How do you apply for local scholarships?

You need to prepare all important documents such as your academic performance report and your parents' financial statements. Before you fill out any form, carefully read the eligibility terms for each scholarship and choose only the ones suited for you.

After you have chosen the appropriate local scholarship for you, then it is time to fill out the forms needed. One important document you need to provide, together with your scholarship forms, is your cover letter citing the need for financial aid.

* Can you be awarded more than one scholarship to the same school?

Yes. Depending on the school rules and regulations, you may be eligible to have more than one scholarship at the same school. Most often, several scholarships are granted if it is under the "school scholarships" category. However if it falls under the "college scholarship" category then you are more likely to obtain one scholarship but can still acquire others outside your college jurisdiction.

* When should I apply to the college of my choice?

You can start applying to colleges as early as your junior year in high school. Make sure. though. that before you fill out any college application forms, your SAT or ACT results are handy.

If you have not started processing college applications during your junior year, you can still do so in your senior year. You need to prepare pertinent documents and fill out applications, together with your cover letter. You may also visit the school's admissions office for further information.

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Throughout the history of cricket there have been those that were special, who were slightly different to their fellow cricketers and made the crowd sit up whenever they arrived on the pitch. Of course every game has its heroes and cricket is no exception. And every nation has its own cricketing legends that they believe were better than those of other teams. This article will introduce you to 9 of the world's great cricketers from past and present.

Imran Kahn was a great ...

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Article Body:

Throughout the history of cricket there have been those that were special, who were slightly different to their fellow cricketers and made the crowd sit up whenever they arrived on the pitch. Of course every game has its heroes and cricket is no exception. And every nation has its own cricketing legends that they believe were better than those of other teams. This article will introduce you to 9 of the world's great cricketers from past and present.

Imran Kahn was a great Pakistani cricketer who played at the highest level for over twenty years from his debut in 1971. He was a great all rounder who led the Pakistan team to their first world cup just before he retired. Always elegant in both action and speech he was one of the best all-rounders that the game has ever had. He is now a politician in Pakistan and the leader of a major political party. He played in 88 tests with a batting average of 37.69. He took 362 wickets with an excellent bowling average of 22.81.

Shane Warne is an Australian spin bowler who is one of, if not the, greatest spin bowler the game has ever seen. He was born in 1969 in Victoria and has played test cricket since 1990, retiring in 2007. He has taken more test wickets than any other player in history. He was also the first player to take more than 600 test wickets. He played in 140 tests and has taken 685 wickets with a bowling average of 25.25.

Gary Sobers was a highly talented cricketer who was born in Barbados in 1936. He played 93 tests for the West Indies and scored an impressive 8032 runs. He had a batting average of 57.78. He was also a very good slow left arm bowler, taking 235 test wickets, with an average of 34.03. He is best known for being the first batsman ever to score six sixes in one over in 1968 in a first class cricket match while playing for Notts against Glamorgan.

Ian Botham was a great English all-rounder. He was the scourge of bowlers with his prodigious batting ability and he was just as adept as a fast medium paced bowler. He was born in Cheshire in 1955 and played mainly for Somerset. He was very much a true all rounder as he was as good at bowling as batting. He played in 102 test matches and scored 5200 runs, with an average of 33.34 and he took 383 wickets with an average of 28.40.

WG Grace is thought by many to be the most influential cricketer the game has ever seen. He was born in 1848 at a time when cricket was not the massive sport that it is today. He is one of the reasons, with his great batting ability, that cricket became so popular. When he was out first ball at a match once, he refused to go telling the umpire that, "the crowd are here to watch me bat and not to watch you umpire!". There were not many test matches then so he played only 22 and scored 1098 runs with an average of 32.29. He took 9 wickets with an average of 26.22. This average is low even though he was playing into his late fifties!

Allan Border was born in 1955 in Sydney and was Australian captain. He still has the world record for the greatest number of uninterrupted test matches. He also had the record, at the time, for the most runs in test matches at 11174 in 156 tests. He was also one of the most prolific hitters of centuries with 27 in test matches. He also took 39 wickets with an average of 39.10.

Shaun Pollock is a South African medium fast bowler who is well known for his accuracy and reliability. He is also a very good batsman who has scored over 3406 runs in 100 test matches with an average of 31.24. He has taken 395 wickets at an average of 23.25. He is South Africa's most prodigious wicket taker in both one day international and test matches.

Viv Richards is one of the all time greats of West Indian cricket. He was a very successful captain to one of the best West Indian sides ever. He was a powerful batsman and scored an average of 50.23, scoring 8450 runs in 121 matches. He only lost 8 matches in the 50 that he captained.

Don Bradman was born in 1908 in New South Wales and was not only the best Australian but is thought, by many, to be the best batsman of all time. His batting skill was so good that the England cricket team in the 1928-1929 tests resorted to bowling at the batsmen rather than the wickets in order to try to win. This was known as the bodyline series. The dispute from this was so bad that it nearly caused a diplomatic dispute between England and Australia. He played in 52 tests and scored 6996 runs so he had an incredible average of 99.94. These statistics make him the best batsman ever.

Aviemore is based in the highlands of Scotland, with impressive mountain views, and surrounded by country-side it stands 26,000 feet above rural farmland. The area is renowned for skiing, having recently had 2 European Level Competitions on its snowy peaks in the last two months. The ski resorts success, with professional skiing has also lead to success with tourists, having 12,000 people hitting the slopes each month. These massive numbers are also attributed to snowboarding, with boarding specific slaloms on one side of the mountains.

Aviemore recently commissioned a $4 Million state of the art ski lift that can travel up to 25 miles per hour, withstand winds in excess of 110 miles per hour, and has a total weight of 450 tonnes. The amazing structure travels over 15 miles and is certainly an amazing sight for any avid skier. Aviemore’s tourist based facilities are also highly impressive with 900 square feet, and a verging patio area that looks down the 26,000 feet mountain face.

Aviemore is an unfortunate to only have snow for 7 months in the year, ruling it out of hosting some of the worlds greatest competitions, and really placing Scotland up their with France, Switzerland and now Bulgaria as one the top skiing destinations around the world. The skiing destination has recently hosted the snowboarding world freestyle championships, where the facility had to compete with many countries where the sport has far greater uptake than in Scotland. Scotland’s success would have came as a result of many factors, however it was said that the accommodation facilities were said to be significantly more robust than other countries that had placed similar bids.

With a thriving economy that survives largely of the tourism industry, Aviemore had the facilities to bed over 10,000 people a night, significantly higher than any other bid. The reasons for this was largely down to its proximity to a local town that was also able to provide bed and breakfast accommodation, which ensured that more tickets could be sold, and exposure maximised. Despite this, only 21% of ticket buyers were Scottish, leaving the rest of the 79% to fly in from around the world.

The success of the tournament has lead to speculation of Aviemore building on its initial success to host more tournaments in the coming years, and with this the value of property has risen and the hotel industry is also becoming savvy to the prospect of high demand in the area. The Aviemore mountains have an average gradient that well exceeds most skiing locations in the west of Europe making Aviemore the place to visit for a European Skiing trip, providing the time of year is correct.

With only 7 months snow, Aviemore is considering a contained facility, where it will continue to provide skiing and snowboarding indoors. The thought of this, also would raise ideas and suggestions as to how they intend to go about this, and on what scale? Would they be looking to compete with the indoor facilities in Berlin, or would they be looking for something basic? The fact is, speculation as to a large scale indoor facility is mounting, and this is certainly something that would benefit the hotel industry in the area that is growing rapidly, however experiences a less-busy spell for 5 months in the year where Aviemore is in no condition to allow snowboarders or skiers to hit the slopes. Despite this freestyle snowboarding still continues, where the snow is artificially maintained in a half-pipe with which the snowboarders can practice and perfect tricks in a similar way to skateboarders.

If you have never been to Aviemore then I recommend you visit, whether or not you are a skier. The fact is, the views are amazing, the fresh clear air is refreshing and the people are fantastic. If you have never skied before, then what better place to learn than Aviemore.

If there were one thing that you could change about your body, what would it be? There are actually a large number of individuals out there who would like to change more than just one thing.

There are many who say that they are too skinny, others who claim that they are too large, some claim that their cleavage is too big or too small, and others who would change the size of their butts. Unfortunately, not everyone has the money needed to get cosmetic surgery and not everyone has the time needed to devote to an exercise plan. That is what results in many feeling hopeless, like things are never going to change. However, there is good news, while you may not necessarily be able to change the way that your body is, you may be able to “change,” the way that it looks. You can do this with fashion.

Unfortunately, when it comes to fashion and fashion trends, there are many individuals who only believe that fashion trends are only for those who are “perfect,” like models. The truth is that nobody is perfect and that is why fashion trends are more than just for those who are models. What you may not necessarily realize is that fashion comes in all different sizes, shapes, and styles. There are fashion trends that exist for individuals of all different sizes and shapes. A few of those fashions are briefly touched on below.

If you are small in size, height wise, you may be considered petite. When it comes to petite clothing, there is a whole line of clothing that is designed for those with petite body frames. The clothes are often designed so that pants to do not drag on the floor and so forth. Petite clothing comes in all different formats from swimwear to work wear.

If you are athletic or active, you may have an athletic body frame or appearance. This is often one that is muscular in nature or toned and fit. Unfortunately, not all women’s clothing is designed for individuals like you. That is why there are clothing lines that are designed especially for active women and women built like you. In addition to traditional exercise clothing and casual clothing, it is more than possible to find elegant eveningwear that is designed to complement your fit and athletic body frame.

If you are considered a plus sized individual, you will also find a line of clothing designed just for you. What is nice about plus sized fashions is that they have changed for the better over the years. It once seemed as if plus sized clothing was designed more for comfort than appearance. While many plus size clothing pieces still have comfort in mind, you may be surprised with the beautiful clothing pieces and accessories that are now available for plus sized women, as well as men.

The above mentioned fashions for petite, athletic, and plus sized women are just a few of the many that exist. No matter what your size or your body build, you should be able to find beautiful and attractive clothing to fit you and your needs. If you are looking for more than just beautiful and attractive clothing, but clothing that is considered trendy at the moment, you may want to think about shopping at one of your local shopping malls. Window shopping is one of the best ways to review the latest trends in fashions, for all different body types. Another approach that you may want to take is buying fashion magazines or using the internet to help you research new, popular fashion trends for those with your body frame or body size.

In short, no matter how big or small you are, you should still be able to dress, look, and feel like a model. Fashion isn’t just for skinny models anymore; it is for men and women of all different sizes and shapes.